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We are an expert team of Mortgage Broker(s) & Agent(s)!

Centum Financial Services L.P | Sam Ansari

CENTUM FINANCIAL SERVICES L.P, (Sam Ansari, Mortgage Broker) is one of Richmond Hill, , Ontario, ’s leading mortgage brokerage firm, offering seamless solutions to all your mortgage needs. Whether you want to buy a new home, set up a business or even refinance an existing loan or mortgage, we offer you the perfect solution to cater to your specific requirement. Customer Oriented Services At CENTUM FINANCIAL SERVICES L.P,(Sam Ansari, Mortgage Broker) , we put our customers first and strive to serve them better. Our ever-increasing clientele is a clear indication of our commitment and focus to serve them better. We help our customers pick the right mortgage solutions according to their need, and then personalize them to suit their individual requirements. Our aim is not only to provide the best service but also to establish a long-lasting relation with our customers. Highly Qualified and Experienced Mortgage Staff Our team at CENTUM FINANCIAL SERVICES L.P, (Sam Ansari, Mortgage Broker) comprises of some of the most dynamic and experienced personnel from the mortgage industry, having a thorough knowledge of the Calgary, area. We will provide all the necessary advice and guidance that you might require for your mortgage application, interest rate negotiation, or any other related procedure. We constantly work towards offering you the best solution in the most cost-effective manner. Efficiency through Flexibility The mortgage industry is extremely dynamic and volatile. Rates may change drastically in a matter of hours. CENTUM FINANCIAL SERVICES L.P, (Sam Ansari, Mortgage Broker) is quick to detect such changes and keeps its customers well informed and updated at all times. Our processes and systems are flexible and easily adapt to such fluctuations so that the customer is never at a loss. Industry Leading Products and Services We offer a wide array of products, tools and services that are designed specifically keeping the mortgage industry in mind. Our online tools and calculators take care of all the numbers and calculations involved, quickly and accurately.

We have solutions that work for your financial need.

When shopping for a mortgage, many home buyers enlist the services of a mortgage broker to find them the best terms and rates. Working with an experienced, competent mortgage broker can help you find the right mortgage.

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Who Can Get Mortgage!

There are many mortgage products for any client.

EMPLOYED

Full-Time, Part-Time

what the Lender will use as your income, assuming you are guaranteed full-time hours and are not on probation.

SELF-EMPLOYED

Business Owner

Most mortgage lenders require at least two years of steady self–employment before you can qualify for a home loan.

NEW TO CANADA

Newcomer

In order to be considered a newcomer, you must have immigrated to Canada within the last 5 years. If you've been in Canada for longer than 5 years, you are no longer considered to be a new immigrant. You must be in Canada as a temporary or permanent resident.

BAD CREDIT

Low Credit Score

Getting a mortgage with bad credit usually comes with much higher interest rates, often require larger down payments of 20% or more and come with the risk of repossession should you default on your payments.

RETIRED MORTGAGE

Pensioner

If you are retired ,or a pensioner no matter your age from 55 to 99+, you can get a mortgage and you have more mortgage options than someone under 55 years of age. You could choose a traditional mortgage, home equity line of credit, a second mortgage or a reverse mortgage.

FIRST-TIME BUYER

Homeownership

The First-Time Home Buyer Incentive helps qualified first-time homebuyers reduce their monthly mortgage payments without adding to their financial burdens.

The First-Time Home Buyer Incentive is a shared-equity mortgage with the Government of Canada.